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Business kit

Keep the job. Start the business.

Don’t bet your family on the day you quit. Start part time while the paycheck still covers you, and let the business prove when it’s time to go.

$47

Instant download · PDF, Word and Excel · Digital product, all sales final (policy)

What’s inside

The guide

22 pages in plain English, in order, from your first number to your first 90 days on your own. It covers your job’s rules, licensing, insurance, first customers, pricing, taxes and replacing your health insurance.

The workbook

Put in your real numbers and it does the math:

  • Whether your paycheck covers your life
  • Your BASE and floor rate
  • What your job is really worth
  • Pricing a job and splitting a payment
  • Tax on side income
  • How long your launch fund takes

13 Word forms

Yours to edit and print:

  • Job rules and legal setup checklists
  • Questions for your insurance agent and tax pro
  • Household meeting sheet
  • Scripts for telling people
  • Proposal, agreement and change order
  • Mileage and hours log
  • Notice letter and last-day checklist

The path

  1. Get stable. Know what your life really costs, and whether your paycheck covers it.
  2. Plan quietly. Check your job’s rules, your license and your insurance before anyone knows.
  3. Set up. Bank accounts, insurance and paperwork, for a few hundred dollars.
  4. Start. Tell the people who already trust you. Charge what a real business needs from your first job.
  5. Run part time. Split every payment, handle the taxes, and build your launch fund.
  6. Decide. Go when three things are true: the business has banked three months of living expenses, you’re booking work consistently, and you have a backlog. If it isn’t working, stay put and find out what’s missing while you still have a paycheck.
  7. Make the move. Replace your health insurance, leave right, and run your first 90 days.

Current as of November 2026. Tax and insurance rules change, so check yours before you act.

Who this is for, and what it isn’t

It’s built for people with three to five years of real experience in their trade who already own their basic tools. If that isn’t you yet, the first parts can still help you get your household funded.

It won’t promise you an income, and building up can take a while. The workbook shows you the math on your own numbers. It’s information, not legal, tax or insurance advice, and it’s not a license. Licensing rules are different in every state.